Donate today & help us reach our $1M goal to preserve the polar bear’s Arctic home.

Polar bears live on the ice-covered waters of the arctic, relying almost entirely on shrinking sea ice for their survival.

“I Predict That We Could See Ice-Free Summers onthe North Pole Within a Decade.”

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Owning a home is likely the biggest investment of your life — whether you’re looking to buy a new home, leverage equity you already have in yours, or sell your home, we can help!

Complete our mortgage application to begin your journey to owning your new home!

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34%

0

RAISED
 $376,943

OUR GOAL
 $1,000,000

John Forsyth, Lead Researcher, The Canadian Polar Insitute

If you have questions and want to talk about your specific situation, 
call our expert Mortgage Consultant from Member First Mortgage today:

Sr. Mortgage Consultant

Kevin Trumble

Contact Us Today

RESOURCES

KNOW WHAT TO EXPECT WHEN YOU GET A MORTGAGE

We know that getting a mortgage is a big decision and we want to make sure that our members have the resources to make the mortgage process as simple as possible. From application to closing, our expert mortgage team will ensure that you stay informed.

Mortgage Calculator

Use our Mortgage Calculator to help you estimate how much home you may be able to afford.

Member First Mortgage

Visit the Member First Mortgage website to learn more about our mortgage partner and for more mortgage resources.

Find Out More About Loan Products

If you'd like to learn more about individual loan products to figure out which one is right for you, visit MFM's Loan Product page on their website.

Continue Your Application

Have you already started completing a mortgage application? Finish your application today!

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*Kevin Trumble, NMLS ID #338168 is authorized to act as an agent of Elite Community Credit Union and is authorized to represent Member First Mortgage, LLC (MFM). For MLO Licensing information, please visit NMLS Consumer Access.

Tell Us About Yourself

I want a lower payment

Adjustable-rate mortgages can deliver lower monthly payments.

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I want first-time homebuyer perks

Special features and benefits exclusively for first-time buyers.

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I want a payment that doesn’t change

Fixed-rate loans lock in your rate and term for the life of the loan.

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I want to purchase a luxury home

Jumbo loans allow you to borrow bigger.

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I want an affordable down payment

Multiple loan options that help with restricted incomes or lower credit scores.

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I want military or veteran perks

Loans with fewer credit requirements and low to no down-payment options.

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I want a home in a rural area

USDA/RD loans can help make eligible locations more affordable.

Learn more

Tell us about yourself

Learn More

I want a lower payment

Adjustable-rate mortgages can deliver lower monthly payments.

Learn More

I want first-time homebuyer perks

Special features and benefits exclusively for first-time buyers.

Learn More

I want an affordable down payment

Multiple loan options that help with restricted incomes or lower credit scores.

Learn More

I want a payment that doesn’t change

Fixed-rate loans lock in your rate and term for the life of the loan.

Learn More

I want to purchase a luxury home

Jumbo loans allow you to borrow bigger.

Learn More

I want military or veteran perks

Loans with fewer credit requirements and low to no down-payment options.

Learn More

I want a home in a rural area

USDA/RD loans can help make eligible locations more affordable.

Find Out More About Loan Products

If you'd like to learn more about individual loan products to figure out which one is right for you, click the link below or reach out to your Loan Officer.

Loan ProductsVIDEOSMORTGAGE CALCULATORLOAN PRODUCTSCONTACT US

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Home Loans

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Whether you're looking to purchase your dream home, refinance your mortgage, or tap into your home’s equity, Elite Community Credit Union is here to help.
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Mortgages Start at 
Elite Community Credit Union

Whether you're looking to purchase your dream home, refinance your mortgage, or tap into your home’s equity, Elite Community Credit Union is here to help.

Apply Today

* This is not a commitment to lend. All lending products are subject to credit and property approval. Refinancing an existing mortgage loan may cause the total finance charges to be higher over the life of the loan. Additional restrictions may apply.  Member First Mortgage, LLC (MFM) is a partner of Elite Community Credit Union.  Kevin Trumble, NMLS #338168, is authorized to act as agent of Elite Community Credit Union (515 S Main St, Bourbonnais, IL 60914  | (815) 933.7711 | NMLS ID: 506334) and is authorized to represent MFM, a licensed Mortgage Lender/Servicer (Corporate Office: 616 44th Street SE, Grand Rapids, MI 49548 | (616) 538.1818 |  NMLS ID: 149532). For MFM’s state disclosure information, please visit MFM’s websiteFor licensing information, please visit www.nmlsconsumeraccess.org. Equal Housing Opportunity.

What To Expect

A mortgage is one of the biggest purchases you make. Watch this video for a quick guide on the process, and what to expect.

From application to closing, our expert mortgage team will ensure that you stay informed. Watch this video to learn how to apply.

How to Apply

Homebuying Guide

Home Dreams, Realized

Elite Community Credit Union and Member First Mortgage, LLC (MFM) have teamed up to provide affordable mortgage solutions, refinance options, home equity loans, and excellent service to our members.

  • Wide range of loan offerings
  • Affordable down payment options
  • Competitive rates & closing costs
  • Expedited closings
  • Easy online application

Budget Friendly Solutions

Review best practices for finding, buying, and financing your new home with a payment you can afford. We can help you find the mortgage that fits your needs.

Apply Online

I want a home equity loan

Borrow a lump sum of money using the value you’ve built up in your home as collateral.

Learn more
Learn More

I want a home equity loan

Borrow a lump sum of money using the value you’ve built up in your home as collateral.

Get a Rate Quote